COMMON FEATURES




The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

RETURN TO ACCOUNTS

Check printing (fee depends on style of check ordered)*
Money orders $2.00*
Temporary Checks $5.00 for 25 or $.25 per check
Cashier's Checks $5.00*
   
Deposited Checks (And Other Items) Returned Unpaid $5.00

Dormant account fee

An account is dormant if for twelve months you have made no deposits or withdrawals to the account. Only balances of less than $300.00
will be charged a fee. This fee is charged each month.

$8.00

Undeliverable Mail Fee $10.00

ATM/DEBIT CARD Cash Withdrawals (At ATMs We Do Not Own Or Operate)                                          

$1.00
ATM/DEBIT Card Deposits or Transfer Funds to another account or balance inquiry (at ATMS we do not own or operate ) $1.00
Garnishments $25.00
 
Executions or Levies $25.00

Records For Court

  Other legal processing fees may be charged at our discretion.              

($1.00 per document) Per Hr.$25.00
Account Research ($10.00 minimum) or Per Hr $30.00
Special Statement Cutoff $5.00
Account activity Printout $2.00
Stop Payments (All Items Including Postdated Checks) $25.00
Overdraft (each debit or check paid) $25.00

Nonsufficient funds (NSF) item (each debit or check returned)

The categories of transactions for which an overdraft or NSF fee may be    
  imposed are those by any of the following means:  Check, In-Person With-   
  drawal, ATM Withdrawal, or other Electronic means.                         

$25.00
Photocopies

(Per Copy)

$ .10*

Color Copies (Per Copy) $.50
Facsimilies (Fax) (Per Page) $1.00*
Automatic Funds Transfer (Initial Set up $5.00) (Per Tsf) $5.00
Incoming Wire Transfer (Non-Customer Minimum $20.00) 3% of amount
Outgoing Wire Transfer $20.00
Outgoing Wire Transfer (Non-Customer on us checks or cash) $30.00
Foreign Wire Transfer   $30.00 Plus costs to us
Foreign Currency  $30.00 Plus costs to us
Collection Item $50.00
 
* These Fees are Waived for Club Members (certain limitations apply)        

Effective April 2nd, 2012

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